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I’m Divorced – Can I Still Be Held Responsible for My Ex’s Medical Debt?

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Posted by Amanda Guerrero on August 17, 2012 at 3:31 pm

Woman stressed about medical collection agency callGetting a divorce can mean a fresh start at a new life – from settling into a different home, exploring new-found interests, and even embarking on new relationships. But getting a divorce doesn’t always ensure a clean break. In fact, newly separated couples are often unpleasantly surprised when they receive a phone call from a medical collection agency regarding healthcare debts incurred by their former spouse.

In situations such as these, it can be confusing trying to figure out whether you genuinely have an obligation to pay the bill in question. Following are some questions you can ask yourself as you try to get to the bottom of the debt collection problem.

Where were you living at the time the debt was incurred?

In most states, both partners can be held liable responsible for any debts incurred during the course of the marriage – this especially includes medical bills, as they are seen as ‘necessary’ expenses. There is a catch, however. If you and your spouse were legally separated and living under different roofs, even if you weren’t divorced yet, you might not be responsible for the debt. To be on the safe side, be sure to verify this with an attorney in your state.

Were your debts divided up as part of the divorce settlement?

During divorce proceedings, it’s standard for a judge to divide debts up among both spouses. The amount of debt each party is responsible for can vary depending on different factors. In some cases, medical debts are divided up equally. However, if one spouse is unemployed, the full responsibility might fall on the other, regardless of whether the medical bills are theirs.

What can you do if you don’t think you should be held responsible for your former spouse’s medical bills?

If you are contacted by a medical collection agency for a debt you feel you shouldn’t have to pay, find out the specifics of the bill – when were the fees incurred, what services were performed, etc. Talk to your ex-spouse about contacting the medical debt collection agency and setting up a payment plan. If necessary, contact a lawyer to find out what options are available to you should your former spouse refuse to pay.

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What are some of the advantages of mediation?

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Posted by Jeana Brookes on July 13, 2012 at 1:24 pm

Usually 98% of court cases in the United States settle before they reach trial. Given this statistic one advantage of going directly to mediation is that time is saved. Cases can drag on for months and years, while going directly to mediation could resolve a dispute in a matter of days or possibly hours. So why not hop directly on the mediation path and save your time for more enjoyable life experiences given the almost definite likelihood that you will be taking the settlement route anyway?

Perhaps the old cliché adage that time is money undergoes no greater renaissance of relevance and shimmers with no purer incandescent utility than it does in the context of court cases. People go bankrupt fighting lawsuits. They lose their homes and all their property by betting everything on the outcome of a case. If nothing else, mediation avoids all the costs that come from discovery, hiring expert witnesses, court procedures fees, and attorney expenses. While you are likely to give up something during mediation, you’re not putting it all on the roulette wheel of a trial hoping that it lands on black when it could just as easily stop on red.

A third major advantage of mediation is that it cuts out some of the arbitrariness that could come from a trial. Why risk losing your case to an inattentive jury or a dispassionate impatient judge when you don’t have to?

Also, your interests are protected in other ways through mediation. Mediation is confidential, thus any embarrassing fact that would be made public during trial is not disclosed in mediation. Plus, like attorneys mediators are subject to liability in contract, tort, and for breach of fiduciary duties. In some countries, like Australia, mediators even owe a duty of care. So if your mediator is negligent during the process he or she may be liable (an extra incentive to do a little Sydney mediation or mediation Australia if you happen to have the option).

Thus, to sum up, what are some of the advantages of mediation?

  • It can save you time
  • It can save you money
  • It can protect you from arbitrary juries and judges
  • It’s confidential
  • If your mediator doesn’t do his or her job they are liable and you can recover from them.
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Tax Preparation: What Qualifies for a Tax Deduction?

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Posted by Amanda Rahi on December 20, 2011 at 12:06 pm

As tax season approaches, it’s a good idea to make a list of your possible tax deductions, such as business expenses and medical expense. If you spent money on items to produce income, for example, you may be able to reduce the amount of your income subject to tax.

While it’s possible to determine your tax deductions alone, it may be best to hire an accountant that handles tax preparation and planning as they can help you to get the most out of your tax deductions.

San Diego tax preparation and planners at DePauw Johnson, for example, guide clients through tax law changes and tax reduction strategies so that you save as much money as possible on your taxes.

The list of deductibles is very long and detailed, so it’s important to read through tax deduction information carefully to determine what does and does not qualify.

The most common items listed for tax deduction are business expenses, which include include your common costs for doing business in order to make profit, such as renting a storefront, business travel, and employee payment.

Other categories include capital expense, charitable noncash contributions, refinanced items, health insurance premiums, high education expenses, energy savings home improvements, investment and tax expenses, and casualty expenses.

In case of a tax audit, bookkeeping Encinitas experts advise clients to save receipts for at least three years.

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What is Cold Laser Treatment for Carpal Tunnel Syndrome?

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Posted by Marcia on September 16, 2011 at 11:04 am

What is Carpal Tunnel Syndrome?

Carpal tunnel syndrome (CTS) is characterized by inflammation and swelling of the tendons that run through the narrow carpal tunnel in the wrist, and it is one of the most common of repetitive stress injuries. Numbness, tingling, and pain in the base of the thumb and the first three fingers results from the compression of a nerve that shares the carpal tunnel.

What are the causes of the Carpal tunnel syndrome?

  • Excessive and unrelieved repetition of movements, such as cutting meat or typing on a computer keyboard
  • Lack of rest periods
  • Awkward or unnatural working posture
  • Excessive force in performing a task
  • Emotional stress

Almost half of all carpal tunnel syndrome cases result in 31 days or more of work loss in the United States. The field of health care responded to this affliction with hand clinics designed to rehabilitate disabled workers.

What is the Cold Laser Treatment?

The field of health care responded to this affliction with hand clinics designed to rehabilitate disabled workers. One major example is Cold Laser Treatment Ocean County NJ, which utilizes laser technology to avoid surgery.

Using a laser is less invasive and requires no downtime after the treatment. It usually starts with daily treatments approximately 15 minutes each and then reduce in frequency as the condition improves.  It is more effective than surgery that can cause scarring, and further aggravates the condition as it leaves the hand much weaker than before.

The Micro light Laser is an FDA-approved method that helps the cells heal themselves and offers relief in more than 80 percent of the cases treated. Ideally, however, the sufferer should modify his or her activity after the procedure to prevent reinjuring the hand.

Cold Laser Treatment Ocean County NJ offers and recommends laser treatment, as it has an excellent track record treating carpal tunnel syndrome, and states surgery should be the last resort.

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What is a Website Medical Content Writer?

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Posted by Marcia on September 15, 2011 at 9:54 am

The quick speed of clinical research activities has increased the value of medical content.

Medical content does not have to be written by a medical doctor. It does however, require the skill of a writer who is familiar with the basic medical world.

A medical content writer can customize and design a professional delivery solution suited to his or her client´s  needs. They use a combination of expert content and technology. A good piece of writing is one that is to-the-point and is in sync with the target audience. It must meet the communication objectives effectively and should stay focused on its purpose.

The purpose of a medical content writer is to create content for readers in a manner that is educational and informative but also helpful.  In addition, creativity and an engaging style can be very important especially when you need to promote the services of a company.

Contacting a medical writing service is really advantageous in order to direct your information to the target market. Is not the same thing to write for doctors as it is to write for people that are studying, or for a person that are only interested in the subject.

A medical content writer will help to answer questions like:  Who will find this information pertinent? Who will be searching for this information? What does the reader want to know or gain from the article?

Specific and factual, medical writing requires the right blend of technical research and sensitivity. The reader wants advice from an accredited authority while garnering compassion for their personal health needs.

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ModernFaqs

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Posted by Melissa Le Furge on May 23, 2011 at 2:39 pm

ModernFaqs Test

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